Automatic capture
Snap a photo or upload a PDF — AI pulls out the vendor, amounts, VAT and IRPF, ready for your review.
Taxes for freelancers, minus the friction
Your invoices organized. Your quarter ready to review.
Factivo.ai captures invoices and receipts, organizes your expenses and bank activity, and drafts your Spanish tax forms — so tax season stops being a season.
Account creation is free · The subscription trial requires a card
Factivo.ai
Modelo 130 draft
Q2 · 2026
- Income
- €12,480.00
- Deductible expenses
- −€2,170.00
- Net result
- €10,310.00
- Estimated payment (20%)
- €2,062.00
Latest captures
- €1,452.00
ESTUDIO KORA SL
INV-2026-041
- −€87.40AI extracted
AWS EMEA SARL
119-4829103-774
Built for the people who do the invoicing, the chasing and the filing themselves.
- Spanish tax forms drafted
- 130 · 303 · 390
- Spanish banks parsed from CSV
- 10+
- optional Gmail and AI permissions
- Control
Everything between the receipt and the tax office
One workspace that turns scattered documents into organized records for your review.
Straight from your inbox
Optionally connect Gmail and invoices that arrive by email are imported for you — no forwarding, no digging.
Bank reconciliation
Import statements from major Spanish banks, categorize movements and match them against your invoices and expenses.
A financial agent on call
Ask questions about your numbers and let the Agent prepare and explain your tax context in plain language.
Share with your advisor
Generate password-protected, expiring links so your gestor can review reports without an account.
Private by design
Choose Gmail and AI permissions, manage optional diagnostics, and export your records.
Bank activity
Every payment tells you what it still needs
Import a statement and Factivo.ai reads each movement against your activity profile: how much of it is claimable, and whether an invoice is backing it up. One button per row — attach the missing document.
- Deductible percentage applied per expense category
- Payments without a document surface on their own
- Attach a receipt or match an invoice you already have
Financial agent
Ask your books a question, get the receipts back
The Agent answers from your own records — VAT paid, profit to date, what is still missing before the quarter closes — and shows the exact invoices behind every figure so you can check the maths yourself.
- Answers grounded in your invoices and bank movements
- Supporting records attached to every number
- Reachable from the web app, Telegram or WhatsApp
From scattered documents to an organized review
No spreadsheets, no shoeboxes, no quarterly panic.
- 1
Capture everything
Upload receipts or let Gmail import and AI extraction pull every document in as it arrives.
- 2
Review and organize
Confirm AI-extracted amounts, categorize bank movements, and keep income and expenses tidy all quarter.
- 3
Prepare for review
Download your Modelo 130 draft and evidence ZIP, or share a secure link with your advisor in one click.
Spotlight — Modelo 130
Your quarterly return, drafted before the deadline panic
As your records build up, Factivo.ai prepares a provisional Modelo 130 calculation from income and reviewed expenses. Check your tax regime, exemptions and source records before relying on it.
- Income and expenses aggregated automatically
- Deductibility rules applied to your activity profile
- Export or share a complete evidence ZIP
Draft for review — not a filed return.
From the blog
Guides to make your next quarter the calmest one yet.
The Gmail integration, on your terms
Connecting Gmail is optional. If you authorize it, Factivo.ai requests read-only access (gmail.readonly) with a single purpose: detecting and importing invoices, receipts, and accounting documents. We never send, modify, or delete your email.
- OAuth access managed by Composio
- Never used for advertising
- Disconnect anytime
See how we handle Google data in the Privacy Policy. The use of information received from Google APIs by Factivo.ai adheres to the Google API Services User Data Policy, including the Limited Use requirements.
Frequently asked questions
Does Factivo.ai replace my gestor or advisor?
No. Factivo.ai organizes your records and prepares drafts — you or your advisor always review and file the final return. Think of it as doing the chasing, not the signing.
Do I have to connect Gmail?
Not at all. You can upload photos and PDFs manually and get the full experience. Gmail connection is an optional, read-only convenience you can disconnect anytime.
Which tax forms are supported?
Drafts for the main freelancer filings — Modelo 130 quarterly payments, Modelo 303 VAT and annual summaries — calculated from your own records.
Is my financial data safe?
The app has account access controls, optional AI and Gmail permissions, and export and deletion controls. These safeguards do not eliminate all risk. Read the privacy policy for providers and limitations.
What does it cost?
Creating an account is free; the paid plan has a card-required trial. See the pricing page for current plans.
Next quarter, be ready before it starts.
Create your account today and let Factivo.ai chase the paperwork while you do the work.