Skip to main content
Factivo.ai

Blog

Practical guides on taxes, expenses and invoicing for autónomos.

Freelancers: Navigating Regulation, Taxes, and Bank Deposits

Understanding regulatory delays and tax impacts is key for freelancers. Additionally, optimizing bank deposits enhances cash flow management.

7 min read

How to stop losing invoices in your inbox

Invoices arrive by email, get mixed in with newsletters, and vanish. Here is how to build a capture workflow that does not depend on your memory.

5 min read

Deductible expenses for Spanish freelancers: what you can (and can’t) write off

How to tell a deductible expense from one the tax agency would reject, the difference between deducting for income tax and VAT, and the mistakes that cost the most.

8 min read

Modelo 130: a practical guide for Spanish freelancers

What Modelo 130 is, who has to file it, when each quarterly deadline falls, and how the 20% advance payment actually works.

7 min read

Cookies, on your terms

Sign-in and this choice use necessary storage. Language and theme are stored when you choose them. Optional browser error reporting uses Sentry only with your permission. Rejecting it does not prevent access to the service.

Cookie details and privacy policy